Living in the Hudson Valley, we are no strangers to severe weather. Heavy rain, thunderstorms, and even hurricanes can wreak havoc on our homes and businesses. As an insurance agency, we know firsthand the importance of being prepared for these events. Previously, we’ve talked about what to do after a natural disaster, and this time we’re sharing our top tips for preparing for a storm. Follow along for ways to stay safe and protect your property.
Create an emergency kit
The first step in preparing for a storm is creating an emergency kit. Your kit should include enough supplies for at least three days. You'll need non-perishable food, water, batteries, flashlights, a first-aid kit, and any necessary medications. It's also a good idea to include a battery-powered radio to keep up with the latest weather reports.
Keep sensitive information in waterproof containers, such as insurance policies, medical data, bank account details, and social security cards. Have your checkbook, credit cards, and ATM cards on hand as well as cash (in small bills).
Protect your property
Protecting your property is essential in storm preparation. You'll want to make sure your roof is in good condition, your gutters are clear, and your windows and doors are secure. Trim any trees or branches that could potentially fall and cause damage. If you have a basement, make sure it's waterproofed to prevent flooding. If you live in an area prone to flooding, consider purchasing flood insurance.
Create an evacuation plan
If a storm is severe enough, you may need to evacuate your home. It's crucial to have a plan in place beforehand. Know where you'll go, and how you'll get there. Make sure you have enough gas in your car, and be prepared to take your emergency kit with you. If you have pets, make arrangements for them as well.
Keeping up with the latest weather reports is essential during a storm. Make sure you have a battery-powered radio or a way to access the internet to stay informed. Listen for any updates on evacuation orders or other important information. If you're advised to evacuate, don't hesitate to do so.
Being prepared for a storm can make all the difference in keeping yourself and your family safe. Another crucial consideration is ensuring you have proper coverage for your home, vehicle, and assets. At MetzWood Insurance, we understand the importance of protecting your property from storm damage. If you have any questions about your policy or need to file a claim, don't hesitate to contact us. Stay safe!
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