Insurance for College Students: Protecting Your Future

In 2023, over 18 million people were enrolled in colleges throughout the United States. If you’re one of the millions of people taking this big step toward the rest of your life, we’re here to make sure your future is insured. From the car that gets you there to your student apartment, we’ll be there to provide you with the confidence to find your own path.

Why Insurance Matters for College Students

Heading off to college brings new challenges and responsibilities, including thinking about your insurance needs. Accidents and unexpected events can happen and many new students are living apart from their support systems for the first time, so having the right insurance can protect you financially and give you peace of mind. 

Car Insurance for College Students

Car insurance is crucial if you're taking a car to college. Inform your insurance company about your college location, as your rates may change. If you’re not taking a car and your college is 100 miles or more from home, you might be eligible for a discount. Maintaining good grades can also qualify you for a "good student" discount with some companies. Don’t forget to ask about other discounts like safe driving, anti-theft, vehicle safety, and bundling auto and renters insurance.

Renters Insurance for College Students

Renters insurance is essential for most college students. You likely have valuable items like a computer, tablet, TV, or gaming system that could be stolen or damaged. If you're living off-campus, renters insurance is crucial because your landlord's insurance only covers the building, not your personal belongings. Renters insurance provides property coverage, liability coverage, and additional living expenses if your apartment becomes unlivable. It’s a good idea to create an inventory of your belongings using photos, videos, or lists.

Having the right insurance coverage is essential for protecting your future and giving you peace of mind. At MetzWood, we’re here to help you navigate these important decisions and ensure you're well-protected as you embark on this new chapter. Reach out to a MetzWood representative today to discuss your coverage options.