How to Spring Clean Your Insurance

Spring flowers and white home

The weather is slowly warming and flowers are starting to bloom—spring is here! That means it’s the perfect time to spring clean your home. But spring cleaning isn’t just limited to your house, it’s also a good idea to take a look at your insurance policies.

Why spring clean your insurance? Annually reviewing your insurance can save you money, provide better coverage, and ensure that your policies are up to date. By taking the time to review your insurance policies, you can identify any gaps in coverage, update your policies to reflect any changes in your life and compare rates from different providers to ensure you are getting the best deal. 

Let’s dive in and take a deeper look at what your insurance spring cleaning checklist should look like!

Insurance spring cleaning checklist

  1. Review Your Policies: Take a close look at all of your insurance policies, including auto, home, life, and health. Make sure you understand what they cover and what they don’t, and whether you need to make any changes.
  2. Check Your Coverage Limits: Make sure you have enough coverage to protect your assets and your family in case of an accident or other unforeseen event. Consider increasing your coverage limits if necessary.
  3. Update Your Information: If you’ve had any major changes to your life, such as getting married, having children, or buying a new home, make sure your insurance policies reflect those changes.
  4. Shop Around: It’s always a good idea to shop around for insurance every few years to make sure you’re getting the best coverage for the best price. Insurance agencies like MetzWood can do this for you!
  5. Consolidate Policies: Consider consolidating your insurance policies with one company to take advantage of multi-policy discounts.
  6. Get Discounts: Ask your insurance company about any discounts you may be eligible for, such as safe driver discounts, multi-car discounts, or home security discounts.
  7. Review Your Deductibles: Consider raising your deductibles to lower your premiums, but make sure you can afford to pay the deductible if you need to file a claim.


By taking these steps, you can make sure you have the right insurance coverage to protect yourself and your assets. At MetzWood Insurance we can help you work through your spring cleaning! Talk to a MetzWood agent today about looking over your current policy. 


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