Why Do I Need Coverage?
Service lines are the underground utility lines that connect your home to the main utility lines.
They can include:
- Electric: Buried power lines and electrical wiring.
- Gas and Fuel: Fuel lines and natural gas pipes.
- Water: Water pipes, sewer piping, private wells, septic systems, steam piping, drains, and sprinkler pipes.
- Connectivity: Telephone lines, cable lines, internet lines, and fiber optic lines.
Many homeowners are surprised to learn that they are responsible for the repair or replacement of service lines on their property, not the service provider. A basic homeowners insurance policy often doesn't cover these expenses.
By adding service line coverage, you can protect yourself from the potentially high costs associated with a service line break. The average cost of repairing a service line can vary depending on the type of line and the severity of the damage. However, it can be quite expensive, up to $25,000 according to some sources.
What Is Covered?
Service line coverage typically covers damage caused by: