Insurance Coverage for Municipalities

Covering what matters most to your municipality.

Municipalities rely on MetzWood Insurance for tailored coverage that meets the demands of public service. When you’re responsible for keeping your town running and answering to your community, there are lots of things to take into account. MetzWood knows exactly what goes into servicing a municipality, so you can let us focus on your coverage while you focus on the needs of your community members.

We offer unmatched local expertise and one-on-one support to help government entities operate with confidence. Tailored solutions include:

 Property Insurance

 Crime Insurance

 General Liability

 Public Officials Liability

 Employment Practices Liability

 Cyber Liability

 Commercial Auto Insurance

 Contractors’ Equipment Coverage

 Commercial Umbrella Insurance

 Workers Compensation

 NYS Statutory Disability & Paid Family Leave

 Health Insurance

Frequently Asked Questions

What is municipality insurance & what does it cover?

Municipality coverage takes into account the many things that government and public sector organizations face in their operations. Every municipality is different, and every plan is made to fit each entity’s unique needs.

Who needs municipality insurance?

Government entities, including counties, towns, colleges, and cities, could benefit from municipality coverage.

What determines how much I pay for my plan?

There are many things that factor into how much a municipality's plan costs, such as location, insurance history, size of the municipality, and more.

What do I need for a municipality insurance quote?

To get started, you’ll need information such as location, basic financial info, and general information about your population. Following your inquiry, an insurance representative will reach out to gather more information specific to your organization.

Ready to learn more? Fill out the contact form below, and we’ll be in touch to build you a comprehensive commercial insurance plan.